If you believe a debt collector violated the law there are many actions you can take.
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, you may recover money for the damages you suffered plus an additional amount up to $1,000. Court costs and attorney’s fees also can be recovered. A group of people also may sue a debt collector and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever is less. There are also many ways to report the violation of your rights and the collection of a debt from you improperly by a collector.