The credit score is calculated by many different factors.

The FICO credit scoring system (which is the most common credit score used) is as follows:

Credit history 15%

Payment history 35%

Amounts owed 30%

New credit 10%

Types of credit used 10%

This scoring system is reliable because these factors are the most relevant to whether or not you are a risky borrower. Remember, your credit score helps to determine if you will be approved for a loan or line of credit and what type of interest rate you will receive on the loan.

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What People Have to Say

I just wanted to thank your entire staff at The Law Offices of Leslie H. Tayne, for helping me get out of debt. If it wasn’t for your firm, I would have never been able to resolve my $13k worth of debt in less than 3 years. Your staff did a great job, I was finally able to buy myself a brand new car without using a cosigner. I can’t tell you again how happy I am. I would recommend your services to anyone.

L.C. Client 2007-2009

I sleep like a baby at night now because of the work that you and your office have done. Rest assured that I will refer anyone I know to your office with conditions that are similarly circumstanced.

R.S. Client 2012-2014

You have been very helpful at first directing me in the right direction when I had no clue how to go about handling everything, I really appreciated all your advice and help and hope we can work something out. Thanks again for all your help and kind words, and patience.

D.M. Client 2009-2012

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