Explore expert insights and guidance on understanding and navigating debt.
Explore our articles to learn about debt relief, debt settlement, debt consolidation, and various ways to handle your credit card debt, business loans, and much more!
Are you far behind on your credit card payments? You may be worried that your credit card company will sue you. This is a very real possibility, especially if you owe a large amount and haven’t made any payments for more than six months. But how often do credit card companies sue for non-payment? The […]
Read Now
Having a charge-off on your credit report isn’t a great situation. For one, your credit score will suffer. Debt collectors can also call and message you constantly to get you to pay up for your delinquent debt. So, if you’re ready to resolve your charged-off debt once and for all, you might wonder: Should I […]
Read Now
Merchant cash advances, often called MCAs for short, can be a tempting offer for struggling small business owners. You don’t need excellent credit and can usually get funding fast. But they’re rarely a good idea for your business. MCAs can be an extremely expensive financing option, with some charging triple-digit interest rates. If your business […]
Read Now
AI tools like ChatGPT have made their way into just about every facet of our lives, including debt relief. Plenty of business owners find themselves desperate for answers about their merchant cash advance (MCA) debt and lawsuits, and turn to ChatGPT for help. It’s easy to see why AI tools are tempting. Legal services can […]
Read Now
If you’re drowning in merchant cash advance (MCA) debt, you’re probably looking for relief that can help ease the financial burden. Unfortunately, you’re also exactly the type of business owner that scammers are hunting for. Scammers often take advantage of people in vulnerable situations who may be more likely to fall for bad actors. That’s […]
Read Now
Tariffs usually make headlines for their impact on global trade and politics, but for small business owners, the effects hit much closer to home. When the cost of imported goods and materials goes up, everyday operations get more expensive—and that strain can be especially tough for those relying on merchant cash advances (MCAs) to manage […]
Read Now
Sign up for monthly updates, articles, money advice, and timely topics to keep your finances on track.
Subscribe to our newsletter! 🚀
AI tools like ChatGPT have made their way into just about every facet of our lives, including debt relief. Plenty of business owners find themselves desperate for answers about their merchant cash advance (MCA) debt and lawsuits, and turn to ChatGPT for help. It’s easy to see why AI tools are tempting. Legal services can […]
Read Now
If you’re drowning in merchant cash advance (MCA) debt, you’re probably looking for relief that can help ease the financial burden. Unfortunately, you’re also exactly the type of business owner that scammers are hunting for. Scammers often take advantage of people in vulnerable situations who may be more likely to fall for bad actors. That’s […]
Read Now
Tariffs usually make headlines for their impact on global trade and politics, but for small business owners, the effects hit much closer to home. When the cost of imported goods and materials goes up, everyday operations get more expensive—and that strain can be especially tough for those relying on merchant cash advances (MCAs) to manage […]
Read Now
There are few things more heart-stopping than logging into your bank account, only to realize it’s been frozen. Not only can you not access your money, but your bills also go unpaid due to insufficient funds in your account. Unfortunately, credit card companies can freeze your bank account, but only after taking certain legal steps. […]
Read Now
When managing credit card debt, many people worry about the potential consequences of unpaid balances. One of the most severe actions a credit card company can take is placing a judgment lien on your real property — a situation that has many negative consequences and challenges. Read on to learn how a credit card company […]
Read Now
Inflation has become a significant challenge for American consumers and businesses, driving up the cost of goods and services across the economy. From groceries and housing to basic needs like healthcare, rising prices are putting financial strain on consumers nationwide. The Federal Reserve has responded to inflation by raising interest rates, creating a ripple effect […]
Read Now
Quick Summary: Yes, you can be sued for a charged-off debt. A charge-off does not mean the debt is forgiven. It means the original creditor gave up on collecting and wrote it off as a loss, but they can still sell the debt to a collection agency or sue you themselves. If the creditor wins […]
Read Now
Quick Summary: Usually, a 1099-C means the debt was canceled and you no longer owe it. But there are exceptions. Some creditors file a 1099-C after 36 months of no payment even though the debt hasn’t been forgiven. If a creditor is still trying to collect after sending you a 1099-C, contact them to clarify […]
Read Now
Quick Summary: If a credit card company sues you, don’t panic, and don’t ignore it. You may be able to get the lawsuit dismissed if the debt isn’t yours, you already paid it, the amount is wrong, or the statute of limitations has passed. The key is responding on time, gathering evidence, and working with […]
Read NowWhile our staff and attorneys are based in New York, Tayne Law Group P.C. serves clients from across the country! Whether you prefer to talk on the phone, schedule a video call, or want to come into one of our New York locations, our staff and lawyers are here to answer any of your questions.
Your first consultation is always free.
Your initial phone consultation is free and requires no committment!
A team member will respond within 1 business day.
Your initial phone consultation is free and requires no commitment!
A team member will respond within 1 business day. Your free consultation phone call may not be with an attorney and does not include legal advice. This is limited to the first call on a new matter.
Your initial phone consultation is free and requires no commitment!
A team member will respond within 1 business day. Your free consultation phone call may not be with an attorney and does not include legal advice. This is limited to the first call on a new matter.
A Tayne Law team member will respond within
1 business day.
Call (866) 890-7337