5 Financial Benefits to Staying Fit

When you think about the benefits to staying fit, a lot of things come to mind. It gives you an improved sense of well-being, more energy, a boost to your self-confidence, a heartier immune system… the list goes on and on. But what if I were to tell you staying fit had financial benefits too?


Don’t believe me? Then check out these five ways staying healthy can give your finances a boost:

1. Save on Insurance

When applying for health insurance, companies will take your height-to-weight ratio into consideration. Obesity is a precursor to a lot of health problems so you could find yourself paying more if you’re overweight. Eating better and getting a little exercise can help you to shed some pounds off yourself and a couple dollars off that monthly insurance bill.

2. Cheaper Travel

Whether you decide to run, bike, skateboard, or roller-blade, there are tons of ways you can simultaneously exercise and get yourself around. Turning your commute into an opportunity to exercise can dramatically cut your monthly gas costs or other transportation expenses. Not to mention you’ll also be decreasing your carbon footprint. Cheaper, healthier, and environmentally friendly- what’s not to love?

3. Eat Better, Save Better

Contrary to popular belief, just because something is healthy doesn’t mean it’s going to cost more. Not only does it not cost more but simply cutting back on snacks and sugary treats can do wonders for your health and your grocery bill. Combine that with well-balanced, portioned meals that you make at home and do not buy and you’re on your way to a healthier and richer you!

4. Less Expensive Activities

Whether it’s going for a hike, taking a bike ride around the neighborhood, or heading down to the local park to play a game of catch, there are tons of fun ways to stay active for little to no cost. Do your body, and your bank account, a favor and swap out a trip to the movies or several hours playing video games for one of these activities.

5. Learning to Maintain a Habit

Sticking to a workout regimen or diet takes planning, perseverance, and commitment that can become a healthy habit. These qualities are equally important when it comes to living on a budget and working towards savings goals. Exercise and diet can help you learn how to dedicate yourself to a goal and give you the confidence to change yourself for the better.

It can be hard to motivate ourselves sometimes to do what’s right for our health and wallet. Whether it’s going on that morning jog or keeping ourselves on budget while shopping, we need to focus in our desire to financially fit. Another hour of sleep or an extra pair of shoes might make us feel good in the moment, but that satisfaction is fleeting. It’s working towards our long term goals that will bring us the longest, most rewarding sense of success and happiness.

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